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Association DossierLocataire.ch · Information indépendante · Suisse

DossierLocataire.chRéférence indépendante sur la candidature locative en Suisse

Document de référence

Méthodologie

Ce document décrit nos règles de travail. Il est public et opposable : si un texte du site s'en écarte, c'est le texte qui doit être corrigé.

Hiérarchie des sources

Une affirmation de droit ne peut reposer que sur une source primaire : texte légal, ordonnance, jurisprudence publiée ou information officielle d'une autorité fédérale ou cantonale. Les publications d'associations, la presse et la documentation des fournisseurs sont utilisées pour décrire des pratiques, jamais pour établir une règle de droit.

  1. Texte légal et ordonnances applicables.
  2. Jurisprudence publiée.
  3. Information officielle d'une autorité fédérale ou cantonale.
  4. Documentation d'associations reconnues, pour la pratique.
  5. Documentation du fournisseur, pour ses propres prestations.

Nature des affirmations

Nous ne mélangeons pas ce que la loi impose et ce que le marché pratique. Chaque affirmation sensible porte un label explicite.

DROIT
Règle de droit ou disposition légale applicable.
PRATIQUE
Usage observé sur le marché, sans valeur obligatoire.
EXIGENCE DU BAILLEUR
Exigence posée par un bailleur ou une gérance, pas par la loi.
CONSEIL
Recommandation éditoriale, clairement distincte du droit.

Vérification et fraîcheur

Chaque texte porte une date de dernière vérification et une date de révision prévue. Une source consultée en ligne porte sa propre date de consultation. Une information dont la source n'a pas été reconsultée dans l'intervalle prévu est signalée à la rédaction et revue avant toute nouvelle promotion éditoriale.

Toute correction matérielle — changement de sens, de règle ou de chiffre — est consignée dans le journal des modifications, avec sa date. Les corrections de forme ne le sont pas.

Méthode de comparaison

Nous ne classons pas les outils par préférence. Nous documentons, critère par critère, si une caractéristique est attestée par une preuve consultable et datée. Un critère non attesté est affiché comme non attesté ; il n'est jamais présenté comme absent.

  • Les critères sont définis avant la collecte, en termes vérifiables par un tiers.
  • Chaque cellule est rattachée à une preuve datée : page publique du fournisseur, conditions générales, ou test documenté.
  • Les relevés sont versionnés. Une comparaison publiée indique la version de méthodologie et la date du relevé.
  • Un lien commercial éventuel n'influence ni les critères, ni les relevés, ni l'ordre d'affichage ; il est déclaré sur la page.

Indépendance et conflits d'intérêts

Un service comparé peut être partenaire commercial de l'association. Dans ce cas, la mention « partenaire commercial » figure dans la comparaison elle-même, et non en note de bas de page. Aucun partenaire ne relit un texte avant publication.

Règle absolue

Aucun classement, aucune recommandation et aucun ordre d'affichage ne peut être acheté. Toute infraction constatée entraîne le retrait de la comparaison.

État des relevés

Application de la méthode ci-dessus au parc d'outils suivi. Ce tableau est la source unique des comparaisons publiées sur le site.

Comparaison factuelle

Chaque cellule renvoie à une preuve datée. Aucune cellule n'est remplie sans source consultable.

Relevé 2026-T3 · méthodologie v1.0 · relevé du 10 août 2026

Comparaison des outils de dossier locatif par critère vérifiable
CritèreVERIFIMMOaptariSwiss Immo CertHomelymatchFlatMasterimmoswipe
Portability & control
Swiss-specific rental application productMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéService is expressly Swiss-specific: Swiss rental dossier certification, Swiss company and Swiss rental-market workflow.Preuve · 11 août 2026Non attestéIncluded in the Swiss rental-application ecosystem reviewed for this ledger.Preuve · 11 août 2026Non attestéIncluded in the Swiss rental-application ecosystem reviewed for this ledger.Preuve · 11 août 2026Non attestéIncluded in the Swiss rental-application ecosystem reviewed for this ledger.Preuve · 11 août 2026Non attestéIncluded in the Swiss rental-application ecosystem reviewed for this ledger.Preuve · 11 août 2026Non attestéIncluded in the Swiss rental-application ecosystem reviewed for this ledger.Preuve · 11 août 2026
Tenant can initiate independentlyMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéA tenant can open and purchase a certification directly; onboarding generates a personalized document list.Preuve · 11 août 2026Non attestéTenant page presents a reusable verified Passport Apply, agency access that can be revoked, live application status, multilingual letters and consumer tiers.Preuve · 11 août 2026Non attestéTenant can start the certificate flow directly, choose modules, pay and upload evidence.Preuve · 11 août 2026Non attestéHomelymatch presents a one-time verified tenant profile; SwissID, creditworthiness, debt extract and references are centrally verified; matching and a digital letting pipeline are offered; Allreal is named as an official application-process partner.Preuve · 11 août 2026Non attestéFree tenant account supports one-time document upload, automatic completeness checking, repeated applications and application status.Preuve · 11 août 2026Non attestéPublic tenant-score/profile proposition feeds a tenant pool used for matching with property managers.Preuve · 11 août 2026
Reusable profile / dossierMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéCertification and dossier are retained for two years and designed for repeated reuse.Preuve · 11 août 2026Non attestéTenant page presents a reusable verified Passport Apply, agency access that can be revoked, live application status, multilingual letters and consumer tiers.Preuve · 11 août 2026Non attestéCertificate/profile is reusable for its three-month validity period.Preuve · 11 août 2026Non attestéHomelymatch presents a one-time verified tenant profile; SwissID, creditworthiness, debt extract and references are centrally verified; matching and a digital letting pipeline are offered; Allreal is named as an official application-process partner.Preuve · 11 août 2026Non attestéFree tenant account supports one-time document upload, automatic completeness checking, repeated applications and application status.Preuve · 11 août 2026Non attestéCurrent tenant-pool model is based on creating one structured search profile that persists for matching.Preuve · 11 août 2026
Multi-property reuseMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéThe same certified dossier can be reused for unlimited applications during the certification period.Preuve · 11 août 2026Non attestéTenant page presents a reusable verified Passport Apply, agency access that can be revoked, live application status, multilingual letters and consumer tiers.Preuve · 11 août 2026Non attestéCertificate is intended for repeated applications during the validity period.Preuve · 11 août 2026Non attestéHomelymatch presents a one-time verified tenant profile; SwissID, creditworthiness, debt extract and references are centrally verified; matching and a digital letting pipeline are offered; Allreal is named as an official application-process partner.Preuve · 11 août 2026Non attestéFree tenant account supports one-time document upload, automatic completeness checking, repeated applications and application status.Preuve · 11 août 2026Non attestéThe same profile is used across future matching opportunities rather than one property only.Preuve · 11 août 2026
Cross-agency portabilityMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéTenant can send a dossier link to different agencies; recipient does not need an account or VERIFIMMO integration.Preuve · 11 août 2026Non attestéaptari claims reusable Passport Apply across the market, but the current search page says one-tap apply is for aptari-partner homes; off-platform portability remains ambiguous.Preuve · 11 août 2026Non attestéLanding page explicitly says the certificate can be used outside Helvenda, including other portals and email applications.Preuve · 11 août 2026Non attestéHomelymatch FAQ says the tenant can email a generated profile link to an agency; recipient creates a landlord login to access the authorised dossier.Preuve · 11 août 2026Non attestéTenant page and homepage explicitly market the dossier as created once and usable everywhere / for every application.Preuve · 11 août 2026Non attestéProfile reuse is strong within immoswipe's marketplace/pool, but portability to arbitrary external agencies is not documented.Preuve · 11 août 2026
PDF exportMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéThe system produces a one-page synthesis/attestation and a complete downloadable archive for the recipient; a tenant-side one-click full-dossier PDF export is not explicitly described.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéCertificate is explicitly available as PDF and can be attached to external applications.Preuve · 11 août 2026Non attestéLandlord terms allow export of the full dossier after confirmed match; tenant-side universal PDF export is not documented.Preuve · 11 août 2026Non attestéNo tenant-side PDF dossier export is described in the reviewed public pages.Preuve · 11 août 2026Non attestéCurrent tenant-pool proposition is structured profile/matching rather than a portable PDF application dossier.Preuve · 11 août 2026
Secure web share / dossier linkMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéCertified dossier is transmitted through a web link that exposes the synthesis and controlled document access.Preuve · 11 août 2026Non attestéAgencies receive protected Passport applications in aptari, but a generic tenant-created dossier share link for arbitrary recipients is not clearly documented.Preuve · 11 août 2026Non attestéPublic QR verification provides a web-verification layer, but no controlled full-dossier share link comparable to a managed dossier vault is evidenced.Preuve · 11 août 2026Non attestéA generated tenant-profile link can be sent by email to a property manager.Preuve · 11 août 2026Non attestéNo generic dossier share-link flow for arbitrary recipients is documented.Preuve · 11 août 2026Non attestéNo tenant-created secure dossier share link for arbitrary recipients is part of the current public proposition.Preuve · 11 août 2026
Recipient-specific accessMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéEach share can be created for a distinct agency/collaborator; agency/API documentation describes nominative recipient scope.Preuve · 11 août 2026Non attestéOnly agencies whose listings the tenant applied to can view uploaded documents, in a protected watermarked view.Preuve · 11 août 2026Non attestéCertificate is portable by PDF/QR and is not described as access bound to a named recipient.Preuve · 11 août 2026Non attestéAccess is authorised through a Homelymatch landlord login and released in four progressively identified stages.Preuve · 11 août 2026Non attestéRecipient-specific tenant-created access controls were not found.Preuve · 11 août 2026Non attestéData can be passed to regional property managers with consent, but fine-grained named-recipient dossier access is not evidenced.Preuve · 11 août 2026
Revocable accessMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéTenant can revoke a share immediately; revoked links show an unavailable page.Preuve · 11 août 2026Non attestéTenant page presents a reusable verified Passport Apply, agency access that can be revoked, live application status, multilingual letters and consumer tiers.Preuve · 11 août 2026Non attestéNo tenant-controlled revocation of a previously shared certificate/recipient access was found.Preuve · 11 août 2026Non attestéGeneral data control is stated, but a tenant-facing immediate revoke button for a specific recipient was not found.Preuve · 11 août 2026Non attestéTenant revocation of a recipient's dossier access was not found.Preuve · 11 août 2026Non attestéUsers can leave the pool/withdraw consent, but revocation of data already released to a specific recipient is not established.Preuve · 11 août 2026
Expiring accessMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéEach share link has an expiry chosen by the tenant and stops working at the deadline.Preuve · 11 août 2026Non attestéNo per-recipient automatic expiry of agency access was found.Preuve · 11 août 2026Non attestéCertificate and QR state expire after three months, but per-recipient share-link expiry is not evidenced.Preuve · 11 août 2026Non attestéLandlord AGB refer to a 60-day access period from release and require deletion after the access period/decline.Preuve · 11 août 2026Non attestéNo expiring recipient share link was found.Preuve · 11 août 2026Non attestéNo expiring recipient dossier-access link was found.Preuve · 11 août 2026
Access / read trackingMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéLink opens, document views and archive downloads are timestamped and visible in the tenant's consultation journal.Preuve · 11 août 2026Non attestéTenant product states live status and visibility into when an agency reads the application.Preuve · 11 août 2026Non attestéNo tenant-visible recipient access/read history was found.Preuve · 11 août 2026Non attestéAccesses and exports are logged, but the reviewed sources do not show that the tenant can inspect that log.Preuve · 11 août 2026Non attestéNo tenant-visible dossier access/read log was found.Preuve · 11 août 2026Non attestéNo tenant-visible access/read log was found.Preuve · 11 août 2026
Selective disclosure without raw documentsMeasures whether the tenant controls a reusable application asset rather than being trapped inside one recipient workflow.Non attestéPublic QR verifies certification without exposing sensitive documents; detailed pieces are released through controlled, authorized sharing.Preuve · 11 août 2026Non attestéDocument access is scoped and non-downloadable, but a general attribute-only/selective-disclosure model independent of the application is not evidenced.Preuve · 11 août 2026Non attestéCertificate communicates verified categories/results without requiring the raw supporting documents to be part of the certificate.Preuve · 11 août 2026Non attestéFour-stage disclosure begins anonymised, then pseudonymised, then partial identity, and releases the full dossier only after the landlord's decision.Preuve · 11 août 2026Non attestéNo attribute-only selective disclosure model was found.Preuve · 11 août 2026Non attestéThe current pool intentionally exposes structured attributes such as budget, household and employment status rather than a classic full PDF dossier, but user-selectable claim-level disclosure is not described.Preuve · 11 août 2026
Dossier workflow
Document upload / storageMeasures practical dossier creation/management functionality, not truth verification.Non attestéTenant has a secure dossier space for uploading and storing supporting documents.Preuve · 11 août 2026Non attestéTenant page presents a reusable verified Passport Apply, agency access that can be revoked, live application status, multilingual letters and consumer tiers.Preuve · 11 août 2026Non attestéSupporting evidence is uploaded after payment for review.Preuve · 11 août 2026Non attestéHomelymatch presents a one-time verified tenant profile; SwissID, creditworthiness, debt extract and references are centrally verified; matching and a digital letting pipeline are offered; Allreal is named as an official application-process partner.Preuve · 11 août 2026Non attestéFree tenant account supports one-time document upload, automatic completeness checking, repeated applications and application status.Preuve · 11 août 2026Non attestéCurrent pool clearly stores structured profile data; current general-market sources do not clearly show a persistent full document vault. Older serviced-apartment flows include ID/credit verification.Preuve · 11 août 2026
Completeness checkMeasures practical dossier creation/management functionality, not truth verification.Non attestéOnboarding calculates a personalized list of required pieces and the validation clock starts only once the dossier is complete.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéSubmitted evidence is reviewed for completeness; incomplete evidence must be replaced.Preuve · 11 août 2026Non attestéAutomated systems check dossier completeness and plausibility, with employee review before dossier release.Preuve · 11 août 2026Non attestéFree tenant account supports one-time document upload, automatic completeness checking, repeated applications and application status.Preuve · 11 août 2026Non attestéNo current dossier completeness checker was found for the general tenant pool.Preuve · 11 août 2026
Motivation / cover letterMeasures practical dossier creation/management functionality, not truth verification.Non attestéMotivation-letter generation/review is included, with writing support depending on plan.Preuve · 11 août 2026Non attestéTenant page presents a reusable verified Passport Apply, agency access that can be revoked, live application status, multilingual letters and consumer tiers.Preuve · 11 août 2026Non attestéNo motivation-letter workflow was found.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéCurrent business proposition explicitly emphasises no free text; the tenant pool is structured rather than motivation-letter based.Preuve · 11 août 2026
Household / co-applicant supportMeasures practical dossier creation/management functionality, not truth verification.Non attestéA colocation option validates each co-tenant individually and produces a consolidated synthesis / single QR for the agency.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo household/co-applicant dossier workflow was found.Preuve · 11 août 2026Non attestéTenant profiles include household information such as number of persons, children and pets.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéHousehold size is a core structured tenant-profile field.Preuve · 11 août 2026
Guarantor workflowMeasures practical dossier creation/management functionality, not truth verification.Non attestéAutomated guarantor workflow collects signature, ID and income evidence; higher plan verifies guarantor identity/income/capacity.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo guarantor workflow was found.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026
Application status trackingMeasures practical dossier creation/management functionality, not truth verification.Non attestéCurrent public roadmap places agency tracking of received applications and decisions under 'En cours', while current tenant features track shares rather than application outcomes.Preuve · 11 août 2026Non attestéTenant page presents a reusable verified Passport Apply, agency access that can be revoked, live application status, multilingual letters and consumer tiers.Preuve · 11 août 2026Non attestéNo rental-application status tracker was found.Preuve · 11 août 2026Non attestéThe platform supports viewing confirmations and tenant yes/no after the viewing, within a digital application pipeline.Preuve · 11 août 2026Non attestéHomepage states the tenant can see application status at any time.Preuve · 11 août 2026Non attestéBusiness flow shows viewing/decision progression, but a complete tenant-facing application status tracker is not established.Preuve · 11 août 2026
DE / FR / IT / EN supportMeasures practical dossier creation/management functionality, not truth verification.Non attestéFrench is current; translated synthesis/motivation letter in German, Italian or English is sold as an option, while a full German dossier is 'En cours' and Italian is 'À l'étude'.Preuve · 11 août 2026Non attestéTenant/FAQ material is explicitly available in German, English, French and Italian; motivation letters can be auto-translated across all four.Preuve · 11 août 2026Non attestéCurrent certificate pages reviewed are German; full DE/FR/IT/EN product support is not evidenced.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéCurrent site is at least German/English; complete DE/FR/IT/EN product support is not evidenced.Preuve · 11 août 2026
Verification depth
Human reviewerMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéPublic methodology explicitly states that a human analyst reviews each dossier and that no validation is automatic.Preuve · 11 août 2026Non attestéCurrent public method emphasizes automated AI verification; a mandatory human reviewer is not evidenced.Preuve · 11 août 2026Non attestéPublic material says Swiss Immo Cert reviews submitted evidence, while Helvenda terms allow automated or manual plausibility checks; a mandatory human reviewer is not explicit.Preuve · 11 août 2026Non attestéPrivacy policy states dossier release is reviewed by Homelymatch employees; it is not an exclusively automated individual decision.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026
Completeness reviewMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéRequired documents are checked for presence/completeness before the validation deadline begins.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéVerification definition explicitly includes completeness review.Preuve · 11 août 2026Non attestéAutomated completeness checks are explicitly stated.Preuve · 11 août 2026Non attestéAgency service centralises applications, automatically checks completeness, filters/scores according to customer criteria and integrates with existing systems.Preuve · 11 août 2026Non attestéNo current public completeness-verification method was found.Preuve · 11 août 2026
Plausibility reviewMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéDocuments are reviewed for internal coherence, plausibility indicators and points requiring attention.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéVerification definition explicitly includes plausibility review.Preuve · 11 août 2026Non attestéAutomated plausibility checks are explicitly stated.Preuve · 11 août 2026Non attestéFlatMaster markets dossiers as validated and automatically checked, but the public method does not define what validation beyond completeness means.Preuve · 11 août 2026Non attestéNo current public plausibility-review method for a general rental dossier was found.Preuve · 11 août 2026
Cross-document consistencyMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéNames, dates, amounts and other evidence are explicitly cross-checked across documents before certification.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéNo explicit cross-document consistency process was found.Preuve · 11 août 2026Non attestéNo explicit cross-document consistency procedure was found.Preuve · 11 août 2026Non attestéReviewed pages use terms such as automatic document check/validated but do not provide enough method detail to claim this deeper verification capability.Preuve · 11 août 2026Non attestéNo cross-document consistency method was found.Preuve · 11 août 2026
Identity / KYCMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéIdentity is established through KYC using an official identity/residence document and dated portrait.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéResidence/identity evidence is reviewed as a module, but KYC identity establishment is not described.Preuve · 11 août 2026Non attestéHomelymatch advertises ID verification / SwissID as part of centrally verified tenant profiles.Preuve · 11 août 2026Non attestéReviewed pages use terms such as automatic document check/validated but do not provide enough method detail to claim this deeper verification capability.Preuve · 11 août 2026Non attestéAn adjacent/older serviced-apartment landlord flow advertises ID/pass tenant verification, but this is not clearly shown as part of the current general tenant-pool product.Preuve · 11 août 2026
Face / livenessMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéPublic FAQ describes liveness / anti-impersonation controls against printed images, replay, masks and deepfakes.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéNo liveness/face verification was found.Preuve · 11 août 2026Non attestéPublic page states that several items are centrally verified but does not expose sufficient verification-method detail for this criterion.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026
Independent credit / solvency queryMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéVERIFIMMO independently procures the official debt-enforcement extract after KYC rather than relying on a candidate-uploaded copy.Preuve · 11 août 2026Non attestéDebt documents are checked for freshness/genuineness, but an independent credit/solvency query is not described.Preuve · 11 août 2026Non attestéThe product reviews an applicant-submitted debt-enforcement document; it does not describe an independent credit/solvency query.Preuve · 11 août 2026Non attestéOptional CRIF creditworthiness check is available with explicit tenant consent and current third-party price CHF 19.90.Preuve · 11 août 2026Non attestéReviewed pages use terms such as automatic document check/validated but do not provide enough method detail to claim this deeper verification capability.Preuve · 11 août 2026Non attestéAn adjacent/older serviced-apartment flow advertises automated credit checking, but current general tenant-pool sources do not establish this as standard.Preuve · 11 août 2026
Debt evidence freshness / genuinenessMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéDebt extract is ordered directly from the competent office, dated, read and interpreted by an analyst; freshness is surfaced to the recipient.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéDebt evidence is reviewed/plausibilised, but official-source procurement or independent authenticity lookup is not described.Preuve · 11 août 2026Non attestéDebt-register extract is described as centrally verified, but public method detail does not establish source procurement/authenticity depth.Preuve · 11 août 2026Non attestéReviewed pages use terms such as automatic document check/validated but do not provide enough method detail to claim this deeper verification capability.Preuve · 11 août 2026Non attestéCurrent pool uses debt-register status as a trust/profile signal, but authenticity/freshness verification of the document is not established.Preuve · 11 août 2026
Income / employment validationMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéThree months of income evidence are controlled and the effort rate is calculated/documented; employment coherence is checked.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéIncome and employment evidence are reviewed, but source/employer validation is not part of the published method.Preuve · 11 août 2026Non attestéEmployment/income documents are part of the dossier and the dossier is verified, but source-level income validation is not specified.Preuve · 11 août 2026Non attestéReviewed pages use terms such as automatic document check/validated but do not provide enough method detail to claim this deeper verification capability.Preuve · 11 août 2026Non attestéEmployment status is structured, but income/employment source validation is not established.Preuve · 11 août 2026
Employer / source cross-checkMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéThe service checks employer/source coherence and, on higher-tier reference verification, validates the declared referent's existence/function and authenticity of response.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéMethodology explicitly says verification does not include telephone inquiries with third parties such as employers.Preuve · 11 août 2026Non attestéPublic page states that several items are centrally verified but does not expose sufficient verification-method detail for this criterion.Preuve · 11 août 2026Non attestéReviewed pages use terms such as automatic document check/validated but do not provide enough method detail to claim this deeper verification capability.Preuve · 11 août 2026Non attestéNo employer/source cross-check method was found.Preuve · 11 août 2026
Landlord / reference confirmationMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéReference workflow contacts previous landlord/employer/other referents; responses are signed and attached, with deeper referent verification on Integral.Preuve · 11 août 2026Non attestéLandlord/reference confirmation appears in the agency flow but was described as pending in reviewed material.Preuve · 11 août 2026Non attestéReference documents are reviewed, but the methodology explicitly excludes telephone third-party inquiries; actual landlord confirmation is not part of the published method.Preuve · 11 août 2026Non attestéHomepage states references are centrally verified.Preuve · 11 août 2026Non attestéReviewed pages use terms such as automatic document check/validated but do not provide enough method detail to claim this deeper verification capability.Preuve · 11 août 2026Non attestéNo landlord/reference confirmation method was found.Preuve · 11 août 2026
Fraud / authenticity analysisMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéDocument-integrity controls inspect metadata/editing traces, fonts, overlays, amounts/dates and 20+ technical signals, with analyst adjudication.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéHelvenda terms allow rejection where submitted evidence shows signs of falsification/manipulation, but no detailed document-forensics method is published.Preuve · 11 août 2026Non attestéGeneral fraud/misuse prevention exists, but no technical document-forensics method is published.Preuve · 11 août 2026Non attestéReviewed pages use terms such as automatic document check/validated but do not provide enough method detail to claim this deeper verification capability.Preuve · 11 août 2026Non attestéNo current document-forensics method was found for the general tenant pool.Preuve · 11 août 2026
Verification provenance / method visibleMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéThe public methodology and certificate describe what was checked, method/status, date, unique reference and points of attention.Preuve · 11 août 2026Non attestéDocument findings and scoring factors are described as explainable; audit findings can be logged/exported.Preuve · 11 août 2026Non attestéThe certificate scope and the limited meaning of 'verified' are publicly explained.Preuve · 11 août 2026Non attestéPublic privacy/terms explain completeness/plausibility and employee review, but verification provenance is not itemised to VERIFIMMO-like source/method depth.Preuve · 11 août 2026Non attestéNo public verification-method/provenance specification was found.Preuve · 11 août 2026Non attestéNo public verification-provenance method was found.Preuve · 11 août 2026
Recipient-verifiable certificate / QRMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéRecipient can independently scan a QR / open a public verification page showing current status, date, identity and unique certificate ID.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéCertificate has a QR-based online authenticity check.Preuve · 11 août 2026Non attestéNo recipient-verifiable certificate/QR trust artifact is offered; trust is mediated by the Homelymatch platform/login.Preuve · 11 août 2026Non attestéReviewed pages use terms such as automatic document check/validated but do not provide enough method detail to claim this deeper verification capability.Preuve · 11 août 2026Non attestéNo recipient-verifiable rental certificate/QR is part of the current general tenant-pool proposition.Preuve · 11 août 2026
Verification freshness / validityMeasures what is actually checked, by whom, against what source and with what recipient-verifiable provenance.Non attestéCertification has issue/expiry dates, live QR status and specific guidance to refresh time-sensitive evidence such as debt extracts and payslips.Preuve · 11 août 2026Non attestéDebt-document freshness is surfaced, but a unified certification/verification validity period is not documented.Preuve · 11 août 2026Non attestéCertificate is three months valid and the QR page reflects expiry status.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026
Privacy & governance
Swiss hostingMeasures concrete data-location/control/retention/audit claims; marketing compliance slogans alone are insufficient.Non attestéVERIFIMMO explicitly states that its current database and dossier documents are stored in London; migration to Swiss hosting is in progress.Preuve · 11 août 2026Non attestéTenant page says data are stored in Switzerland, while the main site states EU-hosted.Preuve · 11 août 2026Non attestéSwiss-only hosting is not evidenced on the reviewed certificate/Helvenda pages.Preuve · 11 août 2026Non attestéHosting country is not specified in the reviewed privacy policy.Preuve · 11 août 2026Non attestéPricing/privacy page states Swiss-only storage, encrypted communication, separated customer environments, tenant data controls, customer-defined deletion after application and public B2B pricing.Preuve · 11 août 2026Non attestéSwiss-only hosting is not claimed in the reviewed privacy policy.Preuve · 11 août 2026
Encryption statedMeasures concrete data-location/control/retention/audit claims; marketing compliance slogans alone are insufficient.Non attestéSecurity page states TLS 1.2+ in transit, AES-256 at rest, encrypted backups and time-limited access tokens.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéLanding page states evidence is stored encrypted.Preuve · 11 août 2026Non attestéThe policy states appropriate technical/security measures, watermarking and complete access/export logging, but does not specify cryptographic standards.Preuve · 11 août 2026Non attestéPricing/privacy page states Swiss-only storage, encrypted communication, separated customer environments, tenant data controls, customer-defined deletion after application and public B2B pricing.Preuve · 11 août 2026Non attestéPrivacy policy states SSL/TLS transport encryption.Preuve · 11 août 2026
User deletion / access controlMeasures concrete data-location/control/retention/audit claims; marketing compliance slogans alone are insufficient.Non attestéTenant can revoke shares, request dossier deletion at any time and exercise access/portability/deletion rights.Preuve · 11 août 2026Non attestéFAQ says users can export data and delete documents or the whole account at any time; agency document access can also be revoked.Preuve · 11 août 2026Non attestéEvidence is automatically deleted after expiry; direct user deletion/revocation controls for an active certificate are not clearly documented.Preuve · 11 août 2026Non attestéUsers have deletion, portability, objection and consent-withdrawal rights; account can be terminated at any time.Preuve · 11 août 2026Non attestéTenant data-control claims are strong, but post-application deletion timing is defined by the property-management customer rather than fully by the tenant.Preuve · 11 août 2026Non attestéUsers can withdraw consent; chances-check data have a deletion channel and account/purpose-based deletion rights apply under the privacy policy.Preuve · 11 août 2026
Automatic retention / deletion ruleMeasures concrete data-location/control/retention/audit claims; marketing compliance slogans alone are insufficient.Non attestéPrivacy policy sets retention periods: core dossier/certification generally 24 months, abandoned dossiers 6 months and technical logs up to 12 months, followed by deletion/anonymization.Preuve · 11 août 2026Non attestéNo clear public retention/deletion schedule was captured; legal pages could not be retrieved in this research environment.Preuve · 11 août 2026Non attestéSupporting evidence is deleted no later than 30 days after certificate expiry.Preuve · 11 août 2026Non attestéAccount data are kept while active/needed; event logs at least 12 months; landlords have a 60-day deletion rule after release/decline. No single fixed full-dossier retention period is stated.Preuve · 11 août 2026Non attestéAfter the application process, tenant data are deleted after a customer-defined period; customer environments are deleted after contract end.Preuve · 11 août 2026Non attestéGeneral data are retained only as necessary; the chances-check specifically deletes data after 12 months. No single fixed tenant-pool dossier retention period is stated.Preuve · 11 août 2026
Audit / access logMeasures concrete data-location/control/retention/audit claims; marketing compliance slogans alone are insufficient.Non attestéDocument access, sharing/export and API reads are logged; candidate-facing consultation/audit history is part of the product.Preuve · 11 août 2026Non attestéAgency audit trail and tenant read/status visibility are publicly described.Preuve · 11 août 2026Non attestéNo audit/access-log feature for certificate recipients was found.Preuve · 11 août 2026Non attestéDossier releases, accesses and exports are logged and watermarked.Preuve · 11 août 2026Non attestéNo user/recipient audit-log feature was found in reviewed public pages.Preuve · 11 août 2026Non attestéNo dossier access audit trail was found.Preuve · 11 août 2026
Agency / B2B workflow
Agency dashboard / workflowMeasures recipient-side processing, integration, selection and operational tooling.Non attestéRoadmap marks the agency portal as in service; agency pages show received dossiers, synthesis/decision sheet and dedicated access.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéThe wider Helvenda Wohnungen ecosystem includes landlord application/matching functions, but Swiss Immo Cert itself is primarily a portable certificate.Preuve · 11 août 2026Non attestéHomelymatch presents a one-time verified tenant profile; SwissID, creditworthiness, debt extract and references are centrally verified; matching and a digital letting pipeline are offered; Allreal is named as an official application-process partner.Preuve · 11 août 2026Non attestéAgency service centralises applications, automatically checks completeness, filters/scores according to customer criteria and integrates with existing systems.Preuve · 11 août 2026Non attestéCurrent business page provides a dashboard receiving structured tenant dossiers from first inquiry.Preuve · 11 août 2026
Candidate scoring / rankingMeasures recipient-side processing, integration, selection and operational tooling.Non attestéPrivacy policy explicitly states VERIFIMMO does not assign a predictive solvency score and does not rank candidates against each other.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéNo public candidate ranking/scoring method was found for the certificate.Preuve · 11 août 2026Non attestéHomelymatch presents a one-time verified tenant profile; SwissID, creditworthiness, debt extract and references are centrally verified; matching and a digital letting pipeline are offered; Allreal is named as an official application-process partner.Preuve · 11 août 2026Non attestéAgency service centralises applications, automatically checks completeness, filters/scores according to customer criteria and integrates with existing systems.Preuve · 11 août 2026Non attestéimmoswipe offers tenant/chance scoring and structured decision information, but a documented ranking model for applicants per property was not established.Preuve · 11 août 2026
Agency criteria / rules configurationMeasures recipient-side processing, integration, selection and operational tooling.Non attestéBranded-agency deployment describes configurable internal rules, thresholds, queue/status settings and workshops, but the partner/branded program is not presented as universally self-service/live for every agency.Preuve · 11 août 2026Non attestéAgency criteria are explicit inputs to Match Score/ranking; agencies use the same criteria consistently across applicants.Preuve · 11 août 2026Non attestéNo configurable agency rules engine was found.Preuve · 11 août 2026Non attestéNo configurable landlord criteria/rules engine was found.Preuve · 11 août 2026Non attestéAgency service centralises applications, automatically checks completeness, filters/scores according to customer criteria and integrates with existing systems.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026
API / ERP integrationMeasures recipient-side processing, integration, selection and operational tooling.Non attestéAPI v3.2 is publicly documented with a live sandbox, read-only dossier/document endpoints, named-recipient scope and production-key process.Preuve · 11 août 2026Non attestéNo current API/ERP integration was captured in reviewed primary pages.Preuve · 11 août 2026Non attestéNo API/ERP integration was found for Swiss Immo Cert.Preuve · 11 août 2026Non attestéNo API/ERP integration was found in reviewed public sources.Preuve · 11 août 2026Non attestéHomepage states REST/API integrations for Rimo, Abacus and W&W and broader system integration.Preuve · 11 août 2026Non attestéThe landlord/PMS proposition is described as API-based and integrated, particularly for serviced-apartment management.Preuve · 11 août 2026
Digital contract / e-signatureMeasures recipient-side processing, integration, selection and operational tooling.Non attestéElectronic signatures are used for guarantor/reference circuits, but qualified lease-contract signature is listed only as 'À l'étude'.Preuve · 11 août 2026Non attestéSelection Bridge auto-drafts a lease and drives selection/rejections; actual electronic lease signature is not established.Preuve · 11 août 2026Non attestéNo digital lease-signature workflow was found for Swiss Immo Cert.Preuve · 11 août 2026Non attestéCurrent landlord/tenant terms describe selection and dossier release but not digital lease creation/signature.Preuve · 11 août 2026Non attestéDigital rental-contract creation and qualified electronic signature (QES) are current marketed features.Preuve · 11 août 2026Non attestéOlder/adjacent landlord flow provides PDF rental confirmation/contract handling, but qualified e-signature is not evidenced.Preuve · 11 août 2026
Viewing schedulingMeasures recipient-side processing, integration, selection and operational tooling.Non attestéNo current public-source evidence was found for viewing scheduling as a VERIFIMMO feature.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéNo viewing scheduler was found for the certificate.Preuve · 11 août 2026Non attestéHomelymatch presents a one-time verified tenant profile; SwissID, creditworthiness, debt extract and references are centrally verified; matching and a digital letting pipeline are offered; Allreal is named as an official application-process partner.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéCurrent business page shows viewing-confirmation/decision flow, but a full scheduler is not documented.Preuve · 11 août 2026
Automated reminders / communicationsMeasures recipient-side processing, integration, selection and operational tooling.Non attestéAutomated candidate/third-party communications exist for onboarding, guarantor and reference circuits, but a general agency-side reminder/communications engine is not clearly evidenced.Preuve · 11 août 2026Non attestéSelection workflow auto-notifies winner and unsuccessful applicants; tours also generate calendar/communication artifacts.Preuve · 11 août 2026Non attestéNo agency communications/reminder engine was found for the certificate.Preuve · 11 août 2026Non attestéPlatform includes protected communication, appointment management and push notifications.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéLandlord flow includes SMS and email notifications.Preuve · 11 août 2026
Tenant pool / matchingMeasures recipient-side processing, integration, selection and operational tooling.Non attestéVERIFIMMO publicly defines itself as an independent verification service rather than brokerage/search; the tenant initiates each share and there is no tenant-pool/matching proposition.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéHelvenda Wohnungen is a marketplace with search profiles, matching and application functions in addition to the certificate.Preuve · 11 août 2026Non attestéHomelymatch presents a one-time verified tenant profile; SwissID, creditworthiness, debt extract and references are centrally verified; matching and a digital letting pipeline are offered; Allreal is named as an official application-process partner.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéPublic tenant-score/profile proposition feeds a tenant pool used for matching with property managers.Preuve · 11 août 2026
Named agency / customer adoptionMeasures recipient-side processing, integration, selection and operational tooling.Non attestéPublic site gives anonymized real-regie case studies and a demo environment, but no named production agency/customer adoption was found in the captured pages.Preuve · 11 août 2026Non attestéNo named production agency/customer adoption was independently identified in the reviewed primary pages.Preuve · 11 août 2026Non attestéNo named agency/customer adoption evidence was found in the reviewed certificate pages.Preuve · 11 août 2026Non attestéHomelymatch publicly states that it is Allreal's official application process.Preuve · 11 août 2026Non attestéFlatMaster claims recognition/confirmation by property managers/customers, but reviewed pages do not name production customers.Preuve · 11 août 2026Non attestéNamed institutional providers such as Privera are visibly present on listings, but this does not prove use of the tenant-pool/application workflow.Preuve · 11 août 2026
Commercial & maturity
Free tenant tierMeasures access, pricing transparency and evidence that a service is currently usable.Non attestéThe core certification product is paid from CHF 89; free candidate utilities exist, but no free certification/profile tier is advertised.Preuve · 11 août 2026Non attestéTenant page presents a reusable verified Passport Apply, agency access that can be revoked, live application status, multilingual letters and consumer tiers.Preuve · 11 août 2026Non attestéThe certificate is sold as a paid modular service; no free verified certificate tier is advertised.Preuve · 11 août 2026Non attestéHomelymatch presents a one-time verified tenant profile; SwissID, creditworthiness, debt extract and references are centrally verified; matching and a digital letting pipeline are offered; Allreal is named as an official application-process partner.Preuve · 11 août 2026Non attestéFree tenant account supports one-time document upload, automatic completeness checking, repeated applications and application status.Preuve · 11 août 2026Non attestéPublic tenant-score/profile proposition feeds a tenant pool used for matching with property managers.Preuve · 11 août 2026
Paid tenant productMeasures access, pricing transparency and evidence that a service is currently usable.Non attestéPublic pricing lists three paid tenant certification tiers: Essential, Plus and Integral.Preuve · 11 août 2026Non attestéTenant page presents a reusable verified Passport Apply, agency access that can be revoked, live application status, multilingual letters and consumer tiers.Preuve · 11 août 2026Non attestéSwiss Immo Cert is a paid tenant certificate product.Preuve · 11 août 2026Non attestéCore tenant use is fully free; the only identified charge is an optional third-party CRIF check, not a paid Homelymatch tenant tier.Preuve · 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026Non attestéNo explicit evidence for this criterion was captured in the reviewed source set.Vérifié 11 août 2026
Public B2B pricingMeasures access, pricing transparency and evidence that a service is currently usable.Non attestéBasic agency receipt/link and hosted agency address are described as free/no setup fee; branded platform/integration pricing is on quote rather than public numeric pricing.Preuve · 11 août 2026Non attestéAgency page claims automated document checks/cross-checks, identity/face matching, debt and payslip checks, fraud-pattern detection, employer matching, audit trail, ranking/workflow, tours and commercial agency plans.Preuve · 11 août 2026Non attestéHelvenda publishes a landlord success fee of 33% of first net rent, minimum CHF 290 and maximum CHF 990, for Helvenda Wohnungen.Preuve · 11 août 2026Non attestéLandlord pricing is publicly success-based at CHF 500 plus VAT per confirmed successful match.Preuve · 11 août 2026Non attestéPricing/privacy page states Swiss-only storage, encrypted communication, separated customer environments, tenant data controls, customer-defined deletion after application and public B2B pricing.Preuve · 11 août 2026Non attestéBusiness proposition is success-based/no fixed cost, but an exact current general-rental B2B price was not captured.Preuve · 11 août 2026
Live / production status evidencedMeasures access, pricing transparency and evidence that a service is currently usable.Non attestéThe public roadmap explicitly marks certification, sharing, agency portal and API v3.2 as 'En service'; the site also exposes public verification and API sandbox pages.Preuve · 11 août 2026Non attestéPublic pages simultaneously say Switzerland is shipped/live and invite early access because the app is 'on its way'; production maturity is therefore conflicting.Preuve · 11 août 2026Non attestéCurrent certificate and marketplace pages are live; the marketplace currently shows a small but active inventory.Preuve · 11 août 2026Non attestéCurrent terms/privacy are dated July 2026 and public listings/application flows are live.Preuve · 11 août 2026Non attestéAbout page states official software launch in April 2026 and nationwide availability.Preuve · 11 août 2026Non attestéCurrent marketplace, listings and tenant-pool/chances-check pages are live.Preuve · 11 août 2026
Oui
Attesté
Partiel
Partiellement attesté
Non attesté
Non attesté
—
Non applicable